One account.
Two signers.
Zero surprises.
Real-time shared checking for families and business partners — balances live, transactions tagged, limits enforced before the card swipes.
The limit gates
before the swipe.
Jordan's card has a $300 monthly dining limit. When the bill hits $320, Ledger declines the charge and sends both signers an instant notification — no overdraft, no awkward call.
A card swipe on Jordan's phone shows up on Maya's dashboard before she finishes her coffee. Both devices. Same moment.
Built for households running on two incomes.
Married couples, domestic partners, and families managing shared expenses across mortgages, groceries, and childcare — all in one cockpit.
No minimum balance. No monthly fee on the free tier. Upgrade when two signers aren't enough.
Everything two signers need to get started — no card required.
- 2 signers
- Real-time balance sync
- Transaction member tags
- Basic spending categories
- Mobile app for both signers
- Advanced analytics
- Up to 4 signers
- API access
- Priority support
Full cockpit for families and business partners who need total control.
- Up to 4 signers
- Real-time balance sync
- Per-signer spending limits
- Advanced analytics dashboard
- Expense tagging & export
- Recurring split rules
- API access
- Priority support